Is Quintero and Associates stopping you?
Washington consumers may be contacted by Quintero and Associates for a broken a lease from an apartment complex, alleged damages, or cleaning fees, or the apartment management said that they owe money for whatever reason. The charges may be unlawful, unfair, and may BREAK THE LAW.
YOU HAVE RIGHTS when it comes to apartment debt collection. The Law Firm of John P. Chay PLLC can ensure your rights and go after those that violate them.
How Can We Help You?
The advantages of hiring the Law Firm of John P. Chay PLLC are:
- Professional, Knowledgeable
- Attorneys and Legal Staff
- Experience with apartment collection debts
- Transparent Process
- We do the work for you
- Affordable, Flat Fee structure
Reasons for a Great Hardship Letter
- Medical Issues
- Job Loss
- Recent loss of vehicle or home
- Taking care of relatives
Consider including in your hardship letter a basic household budget. It is OK to show that you have a little money left over at the end of the month. You just want to demonstrate you are not wasting your money and their reduction is not charity. It is necessary for you to resolve the apartment debt.
Why is Quintero and Associates on my credit report?
They are an apartment debt collector hired by the apartment complex or property management company. They claim that you owe them money for some reason. One reason that Quintero and Associates may be reporting wrong information on your credit report is that the apartment complex told them too. This is why a direct dispute of Quintero and Associates’s files is so important. If the debt collection is going to appear on your credit report it must be 100% correct, verifiable, and timely. We make sure that it is and that your rights are enforced.
How can I remove Quintero and Associates from my credit report?
Dispute with Quintero and Associates You can dispute the account that they are reporting to the credit bureaus directly with the credit bureaus or directly with Quintero and Associates. We believe that direct disputes may yield the best results when you know exactly the correct dispute process. Washington residents are owed documentation to validate the apartment debt collection within certain time frames. Even if they provide the documents, they must be compliant with Federal and State law. Your rights give you the opportunity to possibly find violations. Violations can possibly be used to offset the amount owed or entice the debt collector to remove the account from the credit report.
Settle with Quintero and Associates You can decide to settle with the apartment debt collector. One debt settlement strategy is to create a Hardship letter detailing why you can not pay the full amount due. So many consumers do not go through this extra step and it will make you stand out. Our law firm writes a professional hardship letter with many debt negotiations. Ask for removal of the account from the credit report as part of the settlement. This is often called a Pay for Delete agreement. Remember, the deal is no good unless it is writing from Quintero and Associates.
San AntonioQuintero and Associates Contact:
8181 Tezel Rd, Ste 102-125
San Antonio, TX 78250
Phone: (210) 521-2720
Fax: (210) 468-5443
Washington State Relevant Governing Laws
RCW §§ 59.18.310
|Duty to Mitigate – The landlord has the obligation to make reasonable efforts to minimize the harm or cost on the tenant.
|Duty to Mitigation after a tenant’s death.
|Proper Notice – A landlord must give a proper 14 day notice to pay rent or vacate the premises with the required language.
|Landlord Security Waiver – A landlord my forego a security deposit and instead accept a monthly fee if the tenant agrees. There is required language in the lease agreement or addendum.
|Domestic Violence – If a Washington resident is a victim of crime of domestic violence, sexual assault, unlawful harassment, or stalking there may be a way to vacate the property and terminate the lease.
|Terminate for failure to maintain unit
|Military Exception – A tenant who is a member of the armed forces, including the national guard and armed forces reserves, or that tenant’s spouse or dependent, may end a rental agreement with less than 20 days’ written notice if the tenant receives permanent change of station or deployment orders.
|30 days to deliver surplus / deficiency balance letter landlord has 30 days to mail or deliver a list of charges owed by the tenant or credits refunded to the tenant.
|Notice to vacate at the end of the lease term. A tenant needs to give 20 days notice of a 12 month lease or more to vacate the unit. If the tenant in a month to month lease they need to give a 30 day notice.
Mon to Thurs: 7 am - 5 pm
Fri: 7 am - 11 am