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A creditor or debt buyer may decide to file a lawsuit against a debtor if they feel this is the best way to collect a debt. Debt collector lawsuits are filed by the thousands every month. In fact, many people are surprised that they are being sued for only a few thousand dollars or believed that since it was a credit card debt they would not be sued.
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Once a debt collector files a lawsuit the creditor or debt buyer must prove their case by a “preponderance of the credible evidence.” They must adhere to the Washington Rules of Evidence, local rules, and finally the Washington Rules of Civil Procedure. This means that they must prove their case NOT that you must prove you do not owe the money. Our attorney can defend your interest making sure they Plaintiff has to suffer the burden of proof.
Regardless of whether the debt is yours or not, they must prove it in court.
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Creditors that File Lawsuits
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- Ally Bank
- American Express
- Bank of America
- Bankers Healthcare Group LLC
- Barclays Bank Delaware
- BHG Financial
- Branch Banking & Trust (BB&T)
- Capital One Bank
- Chase Bank
- CIG Financial LLC
- Citibank, N.A.
- Citifinancial Auto Ltd
- Citizen’s Bank, N.A.
- Credit Union of Texas
- Discover Bank
- Educap, Inc
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- FIA Card Services
- First National Bank of Omaha
- First Technology Federal Credit Union
- Ford Motor Company LLC
- Forsythe Finance LLC
- Gaia Finance, LLC
- GECRB
- Goldman Sachs
- HSBC Bank
- JP Morgan Chase Bank
- LA Financial Federal Credit Union
- LoanNow LLC
- Lobel Financial Corporation
- Mariner Finance
- Merrick Bank
- Nebraska Furniture Mart
- Nuvision Federal
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- OneMain Financial
- Provident Credit Union
- Redwood Credit Union
- SchoolsFirst Federal Credit Union
- Shenandoah Funding Trust
- Star One Credit Union
- Student Loan Solutions
- Synchrony Bank
- Target National Bank
- TD Auto Finance, LLC
- TD Bank USA
- Texans Credit Union
- The Golden 1 Credit Union
- Unify Financial Federal Credit Union
- US Bank National Association
- Wells Fargo Bank
- Wilmington Savings Fund Society FSB
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(206) 508-2405
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Mon to Thurs: 7 am – 5 pm
Fri: 7 am – 11 am
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Contact Form
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